Tennessee Paycheck Calculator
Estimate your Tennessee take-home pay after federal income tax, Social Security, Medicare, and pre-tax deductions — updated for 2026.
How Tennessee paychecks work
Tennessee doesn't tax wages — and since the Hall income tax on investment income was fully repealed in 2021, it has no personal income tax at all. Your take-home pay depends only on federal taxes and your own deductions.
Tennessee payroll rules in this calculator
- No state income tax: Tennessee taxes neither wages nor (since 2021) interest and dividends.
- No employee state payroll tax: unemployment insurance is employer-paid.
- Where Tennessee collects instead: a 7% state sales tax, one of the highest statewide rates, plus local sales taxes.
Federal taxes still apply
Every Tennessee paycheck still has federal income tax withheld using the 2026 brackets (10% to 37%) after your standard deduction — $16,100 for single filers, $24,150 for heads of household, and $32,200 for married couples filing jointly. Social Security takes 6.2% of wages up to $184,500, and Medicare takes 1.45% of all wages, plus an extra 0.9% above $200,000 ($250,000 for joint filers).
Tennessee take-home pay examples (2026)
Single filer, paid biweekly, no 401(k) or other pre-tax deductions:
| Annual salary | Biweekly take-home | Annual take-home | Total taxes withheld |
|---|---|---|---|
| $40,000 | $1,320.00 | $34,320 | 14.2% |
| $60,000 | $1,938.08 | $50,390 | 16.0% |
| $80,000 | $2,504.23 | $65,110 | 18.6% |
| $100,000 | $3,045.38 | $79,180 | 20.8% |
| $150,000 | $4,376.58 | $113,791 | 24.1% |
Calculated with the same formulas as the calculator above. Your actual withholding depends on your W-4 and benefit elections.
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Frequently asked questions
Does Tennessee have a state income tax?
No. Tennessee doesn't tax wages, so no state income tax is withheld from your paycheck.
How much is taken out of a $60,000 salary in Tennessee?
For a single filer paid biweekly with no pre-tax deductions, total withholding comes to about 16.0% of gross pay in 2026, leaving roughly $1,938 per paycheck.
Does a 401(k) contribution lower my federal tax?
Yes. Traditional 401(k) contributions come out before federal income tax is calculated, so each dollar you contribute reduces your taxable wages — though Social Security and Medicare still apply to it.
Why doesn't my pay stub match exactly?
Employers withhold based on your W-4 elections, benefit costs, and payroll timing, so your stub can differ by a few dollars per period. Use this as a close estimate rather than an exact match.