Texas Paycheck Calculator
Estimate your Texas take-home pay after federal income tax, Social Security, Medicare, and pre-tax deductions — updated for 2026.
How Texas paychecks work
Texas has no state income tax, so the only taxes withheld from a Texas paycheck are federal: income tax, Social Security, and Medicare. That makes your take-home pay noticeably higher than the same salary in most other large states.
Texas payroll rules in this calculator
- No state income tax: the Texas Constitution bars a personal income tax without a statewide vote.
- No employee state payroll tax: Texas unemployment tax is paid by employers only, and there's no state disability or paid-leave payroll deduction.
- Where Texas collects instead: a 6.25% state sales tax (up to 8.25% with local taxes) and property taxes, which are relatively high — so budget for them even though they never appear on your pay stub.
Federal taxes still apply
Every Texas paycheck still has federal income tax withheld using the 2026 brackets (10% to 37%) after your standard deduction — $16,100 for single filers, $24,150 for heads of household, and $32,200 for married couples filing jointly. Social Security takes 6.2% of wages up to $184,500, and Medicare takes 1.45% of all wages, plus an extra 0.9% above $200,000 ($250,000 for joint filers).
Texas take-home pay examples (2026)
Single filer, paid biweekly, no 401(k) or other pre-tax deductions:
| Annual salary | Biweekly take-home | Annual take-home | Total taxes withheld |
|---|---|---|---|
| $40,000 | $1,320.00 | $34,320 | 14.2% |
| $60,000 | $1,938.08 | $50,390 | 16.0% |
| $80,000 | $2,504.23 | $65,110 | 18.6% |
| $100,000 | $3,045.38 | $79,180 | 20.8% |
| $150,000 | $4,376.58 | $113,791 | 24.1% |
Calculated with the same formulas as the calculator above. Your actual withholding depends on your W-4 and benefit elections.
Paycheck calculators for other states
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Frequently asked questions
Does Texas have a state income tax?
No. Texas doesn't tax wages, so no state income tax is withheld from your paycheck.
How much is taken out of a $60,000 salary in Texas?
For a single filer paid biweekly with no pre-tax deductions, total withholding comes to about 16.0% of gross pay in 2026, leaving roughly $1,938 per paycheck.
Does a 401(k) contribution lower my federal tax?
Yes. Traditional 401(k) contributions come out before federal income tax is calculated, so each dollar you contribute reduces your taxable wages — though Social Security and Medicare still apply to it.
Why doesn't my pay stub match exactly?
Employers withhold based on your W-4 elections, benefit costs, and payroll timing, so your stub can differ by a few dollars per period. Use this as a close estimate rather than an exact match.